Frequently Asked Questions

A 4-point inspection is a specialized inspection typically performed on residential properties, particularly older homes or homes that are being considered for insurance coverage. The inspection focuses on four main areas of the property, and the information gathered is often used by insurance companies to assess the condition of the home and to determine the risk associated with providing insurance coverage.

The four main components inspected in a 4-point inspection are:

Roof: The inspector will assess the age, condition, and type of roofing material. They will look for any signs of damage, such as leaks or missing shingles.

Electrical System: The inspector will examine the electrical wiring, panels, and components to ensure they meet safety standards. They will check for any outdated or faulty wiring, potential fire hazards, and the overall condition of the electrical system.

Plumbing: This part of the inspection involves checking the condition of the plumbing system, including pipes, water heaters, and fixtures. The inspector will look for any leaks, corrosion, or other issues that could pose a risk.

HVAC (Heating, Ventilation, and Air Conditioning) System: This involves evaluating the age and condition of the heating and cooling systems. The inspector will look for any signs of malfunction or potential safety hazards.

The purpose of a 4-point inspection is to provide your insurance company with a snapshot of the home’s major systems and identify any potential risks. Insurance companies may require a 4-point inspection for homes that are 20 years old or older, as these homes may have a higher likelihood of issues with these key systems.

It’s important to note that a 4-point inspection is not as comprehensive as a full home inspection, which typically covers a broader range of systems and components in a home. The specific requirements for a 4-point inspection can vary by insurance company and region.

We utilize State-Approved reporting forms, which are accepted by all Insurance Companies.

A wind mitigation inspection is a specialized type of home inspection conducted to assess the ability of a structure to withstand strong winds, such as those associated with hurricanes or other severe weather events. The purpose of this inspection is to identify features of a home that can reduce the risk of damage during high-wind events, which can, in turn, lead to potential insurance premium discounts for homeowners. 

During a wind mitigation inspection, our qualified inspectors will typically evaluate various aspects of the home’s construction and design that can contribute to its resistance against wind damage. Some common features examined in a wind mitigation inspection include: 

Roof covering: The type of roof covering material, such as asphalt shingles, metal, tile, or other materials, is assessed. Certain roofing materials may offer better resistance to wind uplift. 

Roof deck attachment: The inspection includes an evaluation of how the roof decking (the layer beneath the roof covering) is attached to the underlying structure. The strength and type of roof-to-wall attachment play a role in the overall stability of the roof during high winds. 

Roof-to-wall connection: This involves examining how the framing components of the roof are connected to the supporting walls. Homes with stronger and more secure connections are generally more resistant to wind damage. 

Roof geometry: The shape and design of the roof can influence its vulnerability to wind damage. Certain roof shapes and configurations may be more resistant to wind uplift. 

Secondary water resistance: The presence of a secondary water-resistant barrier, such as a self-adhering polymer modified bitumen underlayment, is considered. This barrier can help prevent water intrusion if the primary roof covering is damaged. 

Opening protection: This refers to the protection of windows and doors against wind-borne debris. Homes with impact-resistant windows, shutters, or other protective measures may be more resilient in high-wind conditions. 

The results of a wind mitigation inspection can be provided to insurance companies to demonstrate the home’s level of wind resistance. In many regions such as Miami-Dade County, Broward County, and Palm Beach County homeowners who implement wind-resistant features identified in the inspection may be eligible for significant discounts on their windstorm insurance premiums. The specific criteria for receiving discounts can vary by location and insurance provider. 

Yes, we are licensed home inspectors. We provide home buyers with valuable information about the property’s condition, allowing them to make informed decisions regarding their prized purchase. We also perform pre-listing inspections for sellers, addressing any issues prior to listing the property for sale so that they may maximize the property’s full value.

A home inspection is an objective visual examination of the physical structure and systems of a house, from the roof to the foundation. Home inspections are designed to protect the buyer, by revealing problems they might not have noticed otherwise.

The cost will vary based on the square footage of the home, the age of the home, and location of the home. Call, text, or email us for a quote today!

Home inspections generally take 2 to 4 hours to complete. The duration of a home inspection depends on many factors such as the size of the home, the condition of the home, and the ability to access certain areas of the home (roof, crawlspace, attic, etc.).

Reports for all our services are typically delivered to our clients via email the same-day as the inspection.

It is important to note that no house is perfect. At the end of the home inspection process, we will provide a detailed report that describes the physical condition of the property, with images and videos highlighting what may need repair or replacement. The information provided is to allow a potential buyer to make an informed decision about moving forward with the transaction. It is not pass or fail.

Although it is not necessary, we do recommend that you attend the inspection so you can ask questions and learn more about the home. You will learn a lot from the inspection report, but we always encourage you to attend!

A real estate appraisal is typically an unbiased and objective opinion focused on the property’s market value. Whereas, a home inspection’s purpose is to provide the buyer with a comprehensive understanding of the property’s current state, identifying any potential issues or areas that may require attention.